Caregivers are expected to be strong and healthy, but what happens if the caregiver gets sick? As the operator of a home care agency, I could always tell when a caregiver who was calling on the phone to order service was at a breaking point. Their voices were very stressed and they were almost in a panic. Often, as they described their situation, y

Have you ever seen those infomercials about buying houses with "No Money Down?" They are really well done. They have all kinds of people offering great testimonials about how they have gotten rich, buying rental properties, with absolutely no money out of their pocket. You see this guy, standing on a street corner, talking to someone, and he says,

So you have decided to play the ukulele. Good for you! The ukulele is a fun instrument, and with a little bit of work can be learned by anyone. Since it's small it is also easy to take with you and practice anywhere. So the big question is: what is the best ukulele for beginners? Should you spend a lot of money or should you pick up the cheapest on